"Excellent advice - Good value for Money!!! - Very helpful."

Mrs Lee, Charles H Fox Ltd

"Garner Associates provide a service that far exceeds any other we have received from previous accountants. We would recommend them to anyone."

Mr & Mrs Wareing, Chymera Ltd

a Bedford based firm of Chartered Certified Accountants

This site has been produced to give you a flavour our business. We are a highly skilled professional practice with links in Europe and throughout the UK. Our personnel have many years experience gained from working within industry, to ensure we understand our clients businesses, and from within the practice itself.

Thinking of starting a business?
Our team of experts will guide you through what may seem like a daunting task. It can be easy with the right advice to set up your own business, but ensure you have our expert team at hand to answer your every query to ensure you maximise your profits and minimise your tax from day one. Once you have in mind your idea and are ready to push the button and go it alone or with someone else the first step is to contact us for a free initial consultation. We will guide you through the first steps to ensure your business is structured in the right way i.e. have you considered whether to trade as a Sole Trader, with someone else in a Partnership, through a Limited Company or through a Limited Liability Partnership. If you want answers to decide what the pros and cons of each of the above are, considering what you have in mind, then we need to talk. For example did you know there can be a significant difference in tax liabilities depending on whether you trade as an individual or through your own company? Did you now if you do not register the business within 3 months of getting started you may be liable for a penalty of £100? If you need to raise business finance - we have the contacts you will need to put your business on the map!

Already in business or just need some tax advice?
If you are looking for a firm who will have a proactive approach to your business, who always seek the best advice and who has a team of experts to deal with your needs - then we are the firm for you.

As expert tax advisers we can help prepare individual Tax Returns and provide you with tax tips to minimise your tax liability. As well deal with any others tax issues you may face e.g., buying or owning a second home, inheritance tax problems, status issues ie are you employed or self employed etc.